domingo, 30 de janeiro de 2022

Middle-income earners ‘to be hit hardest’ by national insurance rise

 


Boris Johnson and Rishi Sunak double down on national insurance rise

 

PM and chancellor make firm commitment to increase after reports of ‘wobbling’ on policy

 

PA Media

Sat 29 Jan 2022 22.33 GMT

https://www.theguardian.com/money/2022/jan/29/boris-johnson-and-rishi-sunak-double-down-on-national-insurance-rise

 

Boris Johnson and Rishi Sunak have doubled down on a planned tax hike to boost health funding, after it was reported that the prime minister was “wobbling” on the policy.

 

The PM is under pressure from some Conservative MPs to scrap or at least delay the national insurance increase to win back support as he awaits the findings of Whitehall and police inquiries into claims of lockdown-busting parties held in Downing Street.

 

But Johnson, with the chancellor, has now made a firm commitment to go ahead with the 1.25 percentage point increase, designed to tackle the Covid-induced NHS backlog and reform social care.

 

Writing in the Sunday Times, the pair insisted that it is right to follow through on the “progressive” policy. “We must clear the Covid backlogs, with our plan for health and social care – and now is the time to stick to that plan. We must go ahead with the health and care levy. It is the right plan,” they said.

 

“It is progressive, in the sense that the burden falls most on those who can most afford it. Every single penny of that £39bn will go on these crucial objectives – including 9m more checks, scans and operations, and 50,000 more nurses, as well as boosting social care.”

 

Johnson and Sunak said they are both “tax-cutting Conservatives”, but there is “no magic money tree”. “We believe passionately that people are the best judges of how to spend their own money,” they said.

 

“We want to get through this Covid-driven phase, and get on with our agenda, of taking advantage of our new post-Brexit freedoms to turn the UK into the enterprise centre of Europe and the world. “We want lighter, better, simpler regulation, especially in those new technologies in which the UK excels. We are also Thatcherites, in the sense that we believe in sound money. There is no magic money tree.”

 

In April, national insurance is due to rise by 1.25 percentage points for workers and employers. From 2023, it is due to drop back to its current rate, with a 1.25% health and social care levy then applied to raise funds for improvements to care services.

 

Political opposition to the change has come from all sides of the Commons, as MPs fear the impact that cost of living pressures could have on stretched household budgets.

 

Inflation is at a 30-year high after the coronavirus pandemic and the energy price cap is due to lift in the spring, possibly increasing bills by 50%.

 


Middle-income earners ‘to be hit hardest’ by national insurance rise

 

Workers on £30,000 to £50,000 will pay higher percentage of salary than those on £100,000, figures reveal

 

Boris Johnson ‘fully committed’ to national insurance rise

 

Miles Brignall

Fri 28 Jan 2022 18.32 GMT

https://www.theguardian.com/money/2022/jan/28/middle-income-earners-hit-hardest-national-insurance-higher-percentage-uk-rishi-sunak

 

Earners of £100,000 a year could end up paying proportionately less in national insurance than those on middle incomes if a planned increase goes through in April, it has emerged.

 

Figures produced by the Tax Calculator UK website show those earning £100,000 a year will pay just 7% of their overall salary in national insurance contributions (NICs) – the same proportion of their income as someone on £20,000 a year.

 

The prime minister and the Treasury have come under intense pressure to scrap or at least postpone the £12bn increase in NICs – introduced to cover the shortfall in social care funding – as the cost of living crisis continues to escalate.

 

While the Treasury has repeatedly claimed the increase is “progressive”, figures published on Friday by the online tax calculator show that workers earning between £30,000 and £50,000 will be the hardest hit by far.

 

It calculates that someone earning £50,000 a year will pay £5,086 a year in NICs alone after April – a £505 increase – amounting to 10% of their gross salary.

 

While someone earning £100,000 a year is set to pay the highest national insurance bill – £7,008 a year (an increase of £1,130), the proportion of their pre-tax income paid in NICs will be just 7%. Those on £30,000 a year will pay 9% of their gross salary in NICs.

 

“The increase in national insurance will have a huge effect on workers’ earnings in 2022, especially given soaring energy bills and the fact that inflation is at its highest point in 30 years,” said a spokesperson from Tax Calculator UK.

 

“This data gives us a compelling insight into the fact that lower and average earners will be significantly more squeezed by the NICs hike than those at the very top.

 

“People earning some of the highest salaries in the country are set to pay the same percentage of their salary as a person on £20,000, despite earning five times as much.”

 

From April, NICs are set to be charged at 13.25% on most earnings up to £50,000 but at just 3.25% on income above that threshold.

 

The figures will be seized upon by Labour, which has called for a fairer, more progressive way to fund social care. The shadow chancellor, Rachel Reeves, told the BBC on Friday morning that this was the “wrong tax at the wrong time” and described it as a tax on “ordinary working people and on jobs”.

 

The increase in NICs was announced by the chancellor, Rishi Sunak, in last autumn’s budget and will hit wage packets on 6 April, at the same time as a four-year freeze on income tax thresholds.

 

The combination will leave the average household £600 a year worse off in 2022-23, the equivalent of 1.4% of their disposable income, according to the Resolution Foundation thinktank.

 

Business groups are also furious at rising bills for employers. On Friday the Institute of Directors joined calls from other business leaders to scrap the tax rise.

 

A Treasury spokesperson said: “It is not true to say that high earners are least affected by the health and social care levy. Everyone with earnings above the primary threshold will pay a flat 1.25% on their income.

 

“Over half the revenue from the health and social care levy will come from the wealthiest 15% of the population, while over 6 million people on lower incomes will be completely exempt.”

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